1) APR = Annual Percentage Rate. 7/1 Adjustable Rate Mortgage. Advertised rate is for a 30-year home equity loan on a primary residence in first lien position up to 80% loan-to-value (LTV). Rate is fixed for the first seven years and will then vary and is subject to increase for the remaining loan term. Rate includes discounts for activated TruStone Visa credit card and automatic loan payments from a TruStone account. Rates are based on credit history, LTV, occupancy, and loan term and type, so actual rate may differ. Monthly payment example based on a 30-year amortization: $4.21 per $1,000 borrowed, which may increase after the initial seven year fixed period. Payment example does not include amounts for taxes or insurance, so actual obligation will be higher. Other products and terms are available. Promotion valid on applications received between 11/1/20–12/31/20 and closed by 1/31/21.