TruRate Checking: *APY: Annual Percentage Yield effective as of 10/1/20. Rates subject to change including after account opening. Fees may reduce earnings.1) TruRate Checking // APY Tiers: Balances up to $20,000 earn 2.02% APY if requirements are met and the balance portion over $20,000 earns 0.10% APY. To earn the highest yield, member must maintain active TruStone Visa credit and debit cards with 12 combined transactions per month, enroll in eStatements and maintain a minimum daily balance of $2,000. If any of the requirements are not met in a given month, the APY drops to 0.10% APY on all balances. A $20 monthly fee will be assessed if the daily balance falls below $2,000. For complete details of this checking account, speak with a TruStone Financial banker. Compare our checking accounts to ensure you find the best fit for your financial needs.
Home Equity 7/1 2.99% ARM: 1) APR = Annual Percentage Rate. 7/1 Adjustable Rate Mortgage. Advertised rate is for a 30-year home equity loan on a primary residence in first lien position up to 80% loan-to-value (LTV). Rate is fixed for the first seven years and will then vary and is subject to increase for the remaining loan term. Rate includes discounts for activated TruStone Visa credit card and automatic loan payments from a TruStone account. Rates are based on credit history, LTV, occupancy, and loan term and type, so actual rate may differ. Monthly payment example based on a 30-year amortization: $4.21 per $1,000 borrowed, which may increase after the initial seven year fixed period. Payment example does not include amounts for taxes or insurance, so actual obligation will be higher. Other products and terms are available. Promotion valid on applications received between 11/1/20–12/31/20 and closed by 1/31/21.
Fee-Free Value Checking: Value Checking: Minimum opening balance = $25.
*Offer effective 8/14/2020 and subject to change. Total recurring direct deposits of at least $500 must be established within 45 days of account opening to earn $100 cash back. Only one account per membership is eligible and member must not have a current or prior checking account with TruStone. Excludes business and trust accounts. Allow up to 60 days from account opening for deposits to be made. Recipient is responsible for any applicable taxes. Must be 16 years of age or older. Those under 18 years old must have a parent or guardian on the account to be eligible for cash back. Offer subject to change and may be combined with the Refer TruStone and Special Employee Group programs. Compare our checking accounts to ensure you find the best fit for your financial needs. Federally insured by NCUA
Visa Signature: 2) 0.00% Introductory Annual Percentage Rate (APR) for 6 months from account opening. After that, APR will be 9.90% to 15.65% based on credit worthiness. APR will vary with the market based on the Prime Rate. Rates effective 3/17/20. Introductory APR offer available to new Visa Signature accounts opened 8/17/20-12/31/20. See credit card terms and conditions for details. 2)10,000 reward bonus points awarded when cardholder spends $1,000 on their Visa Signature Card within 90 days of opening and may be redeemed for $100 cash back or other merchandise. Cash back option will be deposited into a TruStone Financial checking or savings account. Recipient is responsible for any taxes incurred on cash back. 3)Earn 1.5 reward points for every dollar spent on purchases. See rewards program terms and conditions for details.
$250 Checking Offer: *Close and fund a mortgage loan with TruStone Home Mortgage from 8/1/20 – 12/31/20 and complete the following actions to earn $250 cash back offer:
1) $100 for opening a new TruStone Financial checking account within 45 days of loan funding and establishing total recurring direct deposits of at least $500 into the new checking account.
2) $150 for setting up automatic payments from the new TruStone Financial checking account to the new TruStone Home Mortgage loan after establishing the recurring direct deposits.
Only one new TruStone Financial checking account per membership is eligible and member must not already have a TruStone Financial checking account. Excludes business and trust accounts. Allow up to 60 days from checking account opening for cash back to be deposited into the account. Recipient is responsible for any applicable taxes. Offer subject to change and may be combined with the Refer TruStone and Special Employee Group programs. Other conditions and restrictions may apply. Contact a mortgage consultant for details. Federally insured by NCUA.